Borrowing a Van for a Big Purchase or DIY Move? Insure it Right
Vans are incredibly useful for moving large items, whether it’s moving house or transporting a big purchase. In either case, if you have a friend or family member with a van and you want to borrow it, then there’s certain things you’ll need in place. Of course you’ll need to be qualified to drive but you’ll also need to get temporary van insurance to make it road legal. We’ll be looking at this type of cover in more detail throughout this guide.
Key points
What Do I Need To Know About Temporary Van Insurance?
- You can get cover for only the period of time you need: You can get temporary cover from as little as one hour and as much as 28 days.
- You can choose the level of cover you get: You can choose from the usual insurance options such as third party only and fully comprehensive.
- You cannot get temporary cover for hire vans: Temporary van insurance is available when you borrow a van from a friend or family member but not for hire vans.
Is it necessary to get temporary van insurance?
Yes, to drive a van in any capacity, you’ll need to be covered on it. Temporary van insurance gives you a way to do this that’s flexible and affordable.
How much does it cost?
The cost of temporary van insurance depends on a few things, with the main ones being:
- The value of the van
- The length of the policy
- The level of cover you take out
- Your age
Am I eligible to get temporary cover?
In order to be eligible for temporary van insurance, you should:
- Be at least 21 years of age
- Have a full UK driving licence
- Have a clean driving record
- Have the permission of the van owner
In Summary
- Temporary van insurance is ideal for one-off uses, such as moving home or making a large purchase
- You can get cover from one hour up to 28 days
- You cannot get cover for hire vans
- You need to be over 21 and have a full UK driving licence to be eligible
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