Susan Difford
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Susan Difford Personal Lines Insurance Expert
Susan is a true industry veteran when it comes to personal lines insurance. With over 15 years of experience working for national insurance brokers, she has gained a wealth of knowledge and expertise that enable her to provide insightful and informed commentary on a range of industry-related topics. Throughout her impressive career, Susan has developed a comprehensive understanding of the complexities involved in the personal lines insurance industry.
Personal Lines Insurance Expert
Susan is a true industry veteran when it comes to personal lines insurance. With over 15 years of experience working for national insurance brokers, she has gained a wealth of knowledge and expertise that enable her to provide insightful and informed commentary on a range of industry-related topics. Throughout her impressive career, Susan has developed a comprehensive understanding of the complexities involved in the personal lines insurance industry.Comments from Susan:
Non Standard Home Insurance
“If you have a non-standard home, you’ll need specialist cover because repairing or rebuilding it could be more expensive than for a standard property. Specialist skills and craftsmanship may be required to repair or replace materials, increasing the risk to your insurer and driving up your premiums.”
Motorbike Insurance
“Look beyond the cost of the policy and consider the benefits that come with it. For example, some policies may include breakdown cover, legal expenses insurance, or cover for riding abroad.”
Car Insurance
“As the name suggests comprehensive insurance policies would ensure extensive protection for your own vehicle as well as third party cover and fire and theft , but you should be aware not all comprehensive policies are the same as terms and cover varies from insurer to insurer so before you purchase the policy please read the terms and conditions.”
Home Insurance
“Insuring any of your collections is essential to safe guard against the unforeseen. Make sure you are neither under or over insured.”
Bicycle Insurance
“Make sure you have an accurate valuation of your bike and accessories, so you can insure them for the right amount.”
DR10 Drink Driver Car Insurance
“Drivers who have been convicted of DR10 offences should make sure to disclose their convictions, look into insurance choices and think about taking rehabilitation programs to possibly reduce their premiums. It’s crucial to compare insurance quotes, for cost effectiveness.”
SP30 Insurance
“To find car insurance after being convicted of an SP30 driving offence you’ll need to compare quotes from insurers who specialise in high risk drivers. Make sure to mention any driving courses you’ve taken telematics monitoring or other measures you’ve taken to mitigate the offense. Understanding the factors that contribute to risk and exploring discounts can help minimise the impact, on your premiums with a recent speeding violation.”
Static Caravan Insurance
“While most holiday parks require a basic level of cover, it may not provide adequate protection for your static caravan and its contents.. Basic cover may not include all the risks that your caravan is exposed to, so it’s important to read the policy carefully and consider additional cover if needed.”
Thatched House Insurance
“Insuring a thatched property requires specialist knowledge of the unique risks associated with thatched roofs. Specialist thatched property insurance providers have the expertise required to assess the risks and provide the right level of coverage for your property.”
Horsebox Insurance
“If you have made any modifications to your horsebox, such as installing an upgraded security system or adding a ramp, make sure to declare these to your insurance provider.”